Credit Officer

28 January 2023

Job Description

  • Prepare monthly activities plan and submit to Supervisor
  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratio and metrics and set up debt payment plans
  • Disburse loan to clients and collect all document collateral and clear all document to credit admin on time.
  • Follow up overdue payment loan, overdue collection and following up loan disbursement as guideline.
  • Travel to meet the target clients for any further process of loan within the limitation area.
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines.
  • Prepare monthly productivities report to supervisor.
  • Perform other duties is assigned by line manager.